Apps Like Dave. Dave stands out as a well-known financial app in the US for an interest-free $500 cash advance. It's one of the highest in the US cash advance …I’m thankful for an app like Dave. We struggled paycheck to paycheck. I am thankful for the app Dave because it saved us from our water being shut off. Thankfully my husband got a better job and we will no longer struggle like we used too. App Store Review by 0937374749/2 575.8k ratings This is one of the greatest apps available. It allows you to …Nov 15, 2023 · Brigit is a loan app like Dave that offers secured personal loans to build your credit history. Its Instant Cash feature offers a $250 advance for qualifying Plus members. Brigit offers a free plan, which comes with financial planning tools to monitor spending and a marketplace for opportunities to earn extra income. Jan 19, 2024. In this guide. Our 9 top picks for apps like Dave. How does Dave compare? Start comparing. We compare the following short-term lenders. Loans by State. Dave is a …Dave offers up to 10x higher cash advance amounts than FloatMe and has been helping Americans side-step the frustrating overdraft problem since its launch in 2016.. Best of all, you don’t have to build an account history to access the cash advance limit. Dave gives eligible users a $500 cash advance immediately. 2 A Dave subscription (required to …Dave founder and CEO sat down with TechCrunch to give us an update on the bank's performance and trajectory. Welcome to The Interchange! If you received this in your inbox, thank y...Mar 17, 2024 · The app is designed to help people manage their money with a unique cash advance product called ExtraCash. ExtraCash can provide you with access to up to $500 in cash without any interest charges. However, there are several cash advance apps that offer a similar service to Dave. While ExtraCash has one of the highest cash advance limits (most ... The money lending app like Dave is a lifesaver for so many people to manage financial issues. It helps people to cover pending costs before their next paycheck is earned without any interest or overdraft fees. Frankly, who can resist this much convenience? A few taps on the loan lending mobile app and everything on your way.Feb 24, 2024 · The Dave app also looks at other things, like the amount of each direct deposit and your financial standing. Additionally, the platform does not perform a credit check before issuing you an advance. There is a minimal $1 fee to use the Dave app. Beyond the ability to get early access to earnings, it includes other features like a spending ... Dave works in finance for people, giving them the quickest cash advance for today and the future. More than 5 million users of apps like Dave have created an improved financial future thanks to the financing services it offers through mobile applications. 4. Affirm. It’s not your typical finance program, Affirm. This app offers a fantastic ...Dave. $500. Klover. $200. 1. Empower. Empower is one of the top cash advance apps like Earnin designed for today’s generation. No matter what lies ahead, they’ll help you thrive by letting you borrow money. By downloading the app you can get a cash advance of up to $250 when you need it most, and save for your future.Even is one of the highly rated apps like Dave that offers early approvals for unpaid wages coupled with a few financial planning tools. This app allows. companies to have an open account with Even so that their employees can access it. This application allows users to borrow up to 50% of their unpaid wages for a certain period.Here are the best apps to get money before payday: Earnin is the best free app. Brigit is best for iPhone. Dave is best for small amount advances. MoneyLion is best for no credit check. DailyPay is best for fast delivery. Even is best for cash pickup. PayActiv is best app that gives the most. FlexWage is best with separate card.See also: Top 10 Apps like MoneyLion: Bank & Finance. Free. ★★★★★. ★★★★★. 89797 votes - Finance - First release: 2015-12-17T21:19:58Z. MoneyLion is a financial technology company, not a bank. With MoneyLion, you get the tools you need to live your best money life. From mobile banking to credit-building, financial tracking ...Brigit is a popular personal finance app in the United States that helps its members access $250 cash advances without interest fees, late fees, or credit checks. And unlike Dave, Brigit doesn't ask for optional tips from its members. Brigit also offers a credit builder service. The app will help you apply for a 24-month loan, and keep the loan secured in a deposit …Brigit. Learn more. Why we chose Brigit: Brigit provides loans of up to $250 with no credit check and no interest charged. It points out that there are no “tips,” unlike SoLo Funds. While Brigit offers free financial advice and alerts, you’ll have to fork over $9.99 a month to access the quick cash feature.1. Brigit. Just like Dave, Brigit allows you to ask for a cash advance if you’re about to hit your overdraft.Dave allows users to borrow up to $100 while Brigit offers loans of up to $250, but Brigit charges a higher monthly membership fee of $9.99 compared to Dave’s more affordable fee of just $1 per month. Besides cash advances, both apps offer additional features like budgeting tools and financial management assistance.One significant advantage of the Dave app over other cash advance apps is its affordable subscription fee. You only need to pay $1 every month you use Dave. Compared to Brigit, a year’s use of Dave will …Most cash advance apps use Plaid to connect to your bank account — here are 5 cash advance apps that don’t use Plaid. Plaid makes it easy to connect your bank with third-party financial apps like Venmo or Chime. It’s considered safe to use and uses best-in-class encryption protocols to protect your data. But after being accused of ...7 Best Financial Applications for Assistance. 1. Jungle Finance. Jungle Finance. Jungle Finance is a very suitable substitute for those looking for apps like Dave and Albert. Unlike applications ...Sep 2, 2023 ... Meet Albert, Brigit, Cleo, and Dave — your new financial BFFs that spell out A, B, C, D in more ways than one!Feb 21, 2024 · Fees: $8/month. Our Rating: 4.3 / 5. With Empower, you can get an interest-free advance of up to $250*. There are no late fees and no credit checks, and you can get your money instantly. Empower comes with a payment card (the Empower Card), making the platform much more than just a payroll advance app. Apps like Dave and EarnIn don't technically offer such cash advances. Instead, they let you overdraft a sizeable amount of money from your account, but you won't face any late fees or overdraft charges. How does it work? First, they have you set up direct deposits into your checking account and ask for your employment details. Their …Best Apps Like Dave. 1. Brigit. 2. EarnIn. 3. Empower. 4. Chime. 5. Varo. 6. MoneyLion. 7. Branch. Final Thoughts. How Does the Dave App Work? As mentioned, …Apps like Dave may offer a number of features like small cash advances, budgeting tools, overdraft warnings and checking …Dec 19, 2023 · Compare Dave to other cash advance apps. Dave’s advance amounts are high compared to some other apps that cap advances at $200 or $250. Funding time is average, as is the funding time if you pay ... 💞 Would this app like Dave? 💞 . The date goes well. Chime likes Dave. Unfortunately, Dave does not like Chime, because Chime has less than $1,000 in their account. Wtf, Dave! Best Salary-based Cash Advance App: Earnin. 💰 Earnin has a unique money lending system. It tracks the number of hours you have worked and allows you to … Cash Advance Apps like Dave: 6 Hand-Picked Overdraft Apps We Love. Overdraft Apps » App Reviews » Similar Apps » Cash Advance Apps like Dave: 6 Hand-Picked Overdraft Apps We Love. Editor’s Note: Overdraft Apps provides detailed product reviews and recommendations based upon extensive research and our own hands-on testing. B9 is a membership-based cash advance app that offers up to $500 per pay period — higher than Empower. Like Empower, it charges a monthly fee: $9.99 for advances up to $100 and $19.99 for advances up to $500. While these fees are high compared to other apps, you don't need to pay extra for instant transfers — which could …©2023 Dave, Inc. Join Dave. Get up to $500 instantly 1. Introducing ExtraCash™, a way to get and spend up to $500 instantly. No interest. No credit check. No late fees. 1. Download on the. App Store. 575.8k ratings. GET IT ON. Google Play. 426k ratings. Designed by Dave, not a bank. Evolve Bank & Trust, Member FDIC, holds all deposits and issues the …7 Best Apps Like Dave For Cash Advance and Payday Loans. November 15, 2023 - by Jarrod Suda. Best Credit Builder Cards to Build Credit in 2024. June 13, 2023 - by Jarrod Suda. Apps to Get Paid Early. November 16, 2023 - by Jarrod Suda. 10 Best Credit Cards for Students with No Credit in 2024.Best Apps Like Dave. 1. Brigit. 2. EarnIn. 3. Empower. 4. Chime. 5. Varo. 6. MoneyLion. 7. Branch. Final Thoughts. How Does the Dave App Work? As mentioned, …Dave. $500. Klover. $200. 1. Empower. Empower is one of the top cash advance apps like Earnin designed for today’s generation. No matter what lies ahead, they’ll help you thrive by letting you borrow money. By downloading the app you can get a cash advance of up to $250 when you need it most, and save for your future.Here are some of the ten best cash advance apps alternatives for you: 1. Dave. Image: Facebook.com, @thedaveapp. Source: UGC. Dave is like the financial version of David vs. Goliath and it is one of the best cash advance apps like Earnin Reddit. It combines some key features from both Earnin and Chime.Best Apps Like Chime Bank. 1. Wise. Wise is a very similar financial technology institution to a Chime Bank, yet it is a lot more versatile, and it adds more features that make online and even international banking simple. With Wise, you can open both a personal and a business account, and its main purpose is to help users send money (one-off ...Having changed their ways after getting fined for sketchy marketing practices, we consider Brigit a great app. Be sure to carefully consider the $8.99/month subscription, which doesn’t fare well compared to apps like Dave, which has only a $1/month subscription, let alone apps like Varo and Klover which have no subscriptions at all (although ...Though the best cash advance app like Dave is MoneyLion. It doesn’t do any credit checks and disbursements are made in no time. On MoneyLion, you can get loans of upto $250 without any credit interest. What's In This …In today’s fast-paced and ever-changing world, managing personal finances can be a challenging task. With numerous expenses to keep track of, it’s easy to lose control and find you...Dave founder and CEO sat down with TechCrunch to give us an update on the bank's performance and trajectory. Welcome to The Interchange! If you received this in your inbox, thank y...Best PayActiv Competitors to Get Paid Early. These apps help you get your paycheck early and can help you get paid today. Try these free mobile applications available in the App Store and Google Play Store — so you can borrow cash with ease: Cash Advance App. Cash Advance Max. FlexWage. 70% to 80% of earned income. …In the ever-evolving landscape of financial management apps, finding the perfect alternative to Dave can significantly impact how individuals approach their fiscal goals. As Dave has gained popularity for its innovative approach to budgeting, borrowing, and saving, users may be curious about other options that cater to their specific financial …Other apps like Dave also offer instant loans if you don’t mind paying a small fee for the convenience. How to get $250 instantly? There are a few ways to get $250 instantly. For instance, if you open an account with top-rated neobank Varo and meet the requirements, you can get instant access to up to $250. You should note, however, that …Best Apps Like Dave. 1. Brigit. 2. EarnIn. 3. Empower. 4. Chime. 5. Varo. 6. MoneyLion. 7. Branch. Final Thoughts. How Does the Dave App Work? As mentioned, …A cash advance apps like dave, Brigit app is designed to help you avoid overdraft charges on your checking account. It is a no-frills app that does one thing only: It Gives you access to a pay advance when you are in danger of overdrawing your account. It secures a solid 4.6 out of 5 stars in the App Store.Top 14 Apps Like Dave – Best Alternatives. Conclusion. Dave is a mobile app with widespread popularity for its financial management features. It protects against …Dave. Dave is an ultimate banking app that advances up to $200 without any interest or credit check. Launched in 2017, and backed by Mark Cuban, the app has managed to catch the wave in the mobile banking domain. It claims to have saved its customers $200 million in overdraft fees.In a report released yesterday, Brian Vaccaro from Raymond James reiterated a Buy rating on Dave & Busters Entertainment (PLAY – Rese... In a report released yesterday, ...Best for the low monthly fee: Dave. Dave is a financial services app that became popular after getting funding from billionaire entrepreneur Mark Cuban of “Shark Tank” fame. The key role of Dave is to help people prevent overdraft fees. It calls itself “Banking for humans.”. Get up to $500 in 5 minutes or less¹. You could get approved as soon as you connect a bank account (ahem, in 5 minutes or less). Once you’re approved, you have options when it comes to how much you take. We aim for amounts you can pay back without setting you back. And check the app often—your eligibility refreshes daily at midnight. Dave is the original cash advance app and still one of the best. Many apps like Grid market themselves as a solution for everyday Americans but offer small initial borrowing limits. You can qualify for Dave’s $500 cash advance 3 right away and get your money in less than 60 seconds (seriously).Aug 2, 2022 ... It seems like everyone we know has heard about Dave but there are many cash advance apps out there to choose from.There is no good option. What you especially want to avoid, though, are payday loans, retirement account withdrawals, and credit card cash advances. Best is MoneyLion by far. Been using for 2 months now. Can advance up to $365 now.©2023 Dave, Inc. Join Dave. Get up to $500 instantly 1. Introducing ExtraCash™, a way to get and spend up to $500 instantly. No interest. No credit check. No late fees. 1. Download on the. App Store. 575.8k ratings. GET IT ON. Google Play. 426k ratings. Designed by Dave, not a bank. Evolve Bank & Trust, Member FDIC, holds all deposits and issues the …Aug 22, 2021 · Brigit is another Dave alternative or a fintech service that offers small loans up to $250, interest-free. Founded in 2017, the app has garnered over 250000 active users getting their finances on track. Unlike other cash advance apps like Dave, it provides loans and other services with Brigit Plus, as it has no free plan to explore things out. Oct 26, 2022 · No list of apps like Dave will be complete without Qapital. Qapital helps clients financially plan, contribute, set aside, and go through cash wisely. As indicated by their site, asic individuals saved a normal of $1,500 a year ago. Qapital also offers premium memberships that let you set rules to automate investing, but they cost more. Feb 24, 2024 · The Dave app also looks at other things, like the amount of each direct deposit and your financial standing. Additionally, the platform does not perform a credit check before issuing you an advance. There is a minimal $1 fee to use the Dave app. Beyond the ability to get early access to earnings, it includes other features like a spending ... Dec 18, 2023 · Which apps like Brigit can get me instant money? Most cash advance apps claim to get money into your account within a couple of days, but some apps will let you pay a small fee to get your money more quickly. Dave will provide an advance within an hour for a fee ranging from $1.99 to $13.99. 12. Floatme. Floatme is a finance app that functions like Dave, enabling you to request and receive money instantly whenever you need it. Floatme is specifically targeted at millennials and it allows them to request and receive cash advances of up to $50 while avoiding overdraft charges that would ordinarily accrue. Jan 1, 2024 ... Comments187 · 7 BEST Free Money Apps To Get Paid DAILY (Fast & Easy!) · 12 Side Hustles You Can Do From Your Phone ($500+ Per Day).7 Best Apps Like Dave For Cash Advance and Payday Loans. November 15, 2023 - by Jarrod Suda. 7 Best Apps Like EarnIn (Cash Advances and More) November 15, 2023 - by Jarrod Suda. Best Apps Like Brigit. November 15, 2023 - by Jarrod Suda. Apps to Get Paid Early. November 16, 2023 - by Jarrod Suda. 9 Best Instant Loan Apps That Let …Also Read: Best Cash Advance Apps Like Dave. Best Apps Like Albert 1. Cleo. Cleo is one of the best apps like Albert that lets you save, borrow, budget, and build credit. Setting up Cleo is pretty straightforward and only takes two minutes. There is always an AI assistant to help you stay on track. You can make monthly targets according to your ... Albert is an app like Dave that offers banking services through partner banks. Through the app, eligible customers can tap into cash advance options of up to $250. You can snag up to three cash ... In a report released yesterday, Brian Vaccaro from Raymond James reiterated a Buy rating on Dave & Busters Entertainment (PLAY – Rese... In a report released yesterday, ...Dave’s app provides popular financial services right from your phone while avoiding some of the annoyances and high costs of traditional banks. While Dave itself is not a bank, it does offer a bank account through a partnership with Evolve Bank & Trust, which is a member of the FDIC. This means your deposits are insured for up to $250,000.Jan 1, 2024 ... Comments187 · 7 BEST Free Money Apps To Get Paid DAILY (Fast & Easy!) · 12 Side Hustles You Can Do From Your Phone ($500+ Per Day).The Dave app is just one of many that might provide you with money in an emergency. In this article, we have mentioned some best Apps Like Dave for advance cash, such as Earnin, Branch, Empower, DailyPay, Brigit, Affirm, Ingo Money, Loan Solo, and Chime. Some more similar apps can assist in such situations.Sep 30, 2023 · Top 14 Apps Like Dave - Best Alternatives for Dave 24. Albert is a well-known cash advance app that provides up to $250 in cash advances without any interest or fees, much like Dave. You can access up to three cash advances per pay period, at most $250. This feature helps bridge financial gaps between paydays. No list of apps like Dave will be complete without Qapital. Qapital helps clients financially plan, contribute, set aside, and go through cash wisely. As indicated by their site, asic individuals saved a normal of $1,500 a year ago. Qapital also offers premium memberships that let you set rules to automate investing, but they cost more.Like Cleo, Albert is a full-service financial app that offers dozens of banking, investing, budgeting, and financial planning tools. If you just want the cash-advance app, you can either set up an Albert Cash account or an Albert Instant account. The first gives you the power to get up to $100 against your next paycheck.How we picked these Cash Advance Apps Like Cleo. To come up with this list of cash advance apps, we picked the top cash advance apps like Cleo, downloaded them onto our phones, and enjoyed not having Cleo’s AI hurl insults at us (in all seriousness, her jokes and memes are top-notch).We considered features including fees (upfront or hidden), …6 Best Instant Loan Apps like Dave 2023. Instant Loan Apps are also known as Payday apps.Instant Loan Apps provide borrowers the choice to get money in advance against the work they have done.. The unique feature of the Instant Loan App is that it enables its users to get $100 to $200 from another paycheck to take you out from …Best PayActiv Competitors to Get Paid Early. These apps help you get your paycheck early and can help you get paid today. Try these free mobile applications available in the App Store and Google Play Store — so you can borrow cash with ease: Cash Advance App. Cash Advance Max. FlexWage. 70% to 80% of earned income. …So, if you’re looking for apps like Dave that offer an array of cash advance options, PayDaySay is a promising choice. OppLoans – Best For Bad Credit Loans. Opp Loans is a well-established app for those seeking cash, much like Dave, offering users the ability to access up to $4,000 in their bank account within a single day.More emergency room visits than any other type of gym equipment. Dave Goldberg, a beloved Silicon Valley executive and the husband of Facebook COO Sheryl Sandberg, suffered a fatal...You can use any of these cash advance apps like Dave. It’s convenient and easy to borrow small amounts of money from apps like Dave. These are cash advance …In the ever-evolving landscape of financial management apps, finding the perfect alternative to Dave can significantly impact how individuals approach their fiscal goals. As Dave has gained popularity for its innovative approach to budgeting, borrowing, and saving, users may be curious about other options that cater to their specific financial …So, if you’re looking for apps like Dave that offer an array of cash advance options, PayDaySay is a promising choice. OppLoans – Best For Bad Credit Loans. Opp Loans is a well-established app for those seeking cash, much like Dave, offering users the ability to access up to $4,000 in their bank account within a single day.Dec 31, 2023 · Here are 13 best apps like Dave: Earnin: Up to $750. Klover: Up to $200. Brigit: Up to $250. MoneyLion: Up to $500. Empower: Up to $250. Chime SpotMe: Up to $200. Varo: Up to $250. Even: Up to 50% of your pay. Branch: Up to 50% of your pay. Albert: Up to $250. PayActiv: Up to $500. DailyPay: Up to 100% of your earned wage. Possible: Up to $500. Dave is another app like Cleo that allows you to get instant cash. You can take advantage of its fast approval for up to $500 in ExtraCash, and just by making on-time repayments, build credit. Because it is your own money, there …The Dave app works best for those who need a short-term loan and want to pay less than what traditional payday lenders charge. Because tipping is optional, users can choose to pay as little—or as much—as they want. This can provide more flexibility for borrowers. Who the Dave App Isn’t Right For Dave typically requires that borrowers ...Albert is an app like Dave that offers banking services through partner banks. Through the app, eligible customers can tap into cash advance options of up to $250. You can snag up to three cash ...Dave is like MoneyLion because it provides cash advances of up to $250, with no interest and no credit check. To qualify, you need to provide your direct ...Here are 13 best apps like Dave: Earnin: Up to $750. Klover: Up to $200. Brigit: Up to $250. MoneyLion: Up to $500. Empower: Up to $250. Chime SpotMe: Up to $200. Varo: Up to $250. Even: Up to 50% of …
Start exploring our top 5 apps like Dave today and take control of your finances! Our Top 5 apps like Dave. 1. Chime. Chime is a mobile banking app that offers budget tracking and overdraft protection features. It’s designed to help you avoid fees and manage your finances better. With Chime, you can enjoy mobile banking and debit card .... Life size film
B9 is a membership-based cash advance app that offers up to $500 per pay period — higher than Empower. Like Empower, it charges a monthly fee: $9.99 for advances up to $100 and $19.99 for advances up to $500. While these fees are high compared to other apps, you don't need to pay extra for instant transfers — which could …The app is like the high-tech equivalent of asking a friend to loan you money and promising you’ll pay it back from an upcoming check. 2. Dave. Dave is unlike some of the apps that loan you money because it primarily functions as a budgeting app and online bank account. You can use the app to find cash machines, send checks to pay for bills ...Apps like Albert can help when you can’t make ends meet. You’ll get access to small amounts of cash to cover your shortage without getting buried in high interest rates and fees. ... Dave. The Dave app is available on iOS and Google Play. Dave doesn’t offer as many personal finance features as other apps like Albert, but for many users ...This is where cash advance apps like Dave come to the rescue. These apps provide you with instant access to money when you need it the most, without the hassle of traditional loans or credit checks. In this comprehensive guide, we’ll explore 15 cash advance apps like Dave that can help you bridge the gap between paychecks. ...This is one of the popular fee free cash advance apps like Dave app. It gives you access to a maximum of $500 per month or approximately $150 per day, depending on the number of hours you have already worked this month and how much you have earned. The app doesn’t impose any balance fees and has no membership charge.3. Dave. Apple iOS: 4.8 / Google Play: 4.3 Another app similar to Earnin is Dave, one of the most popular cash advance apps.Dave’s ExtraCash offers a no-interest, no-fee cash advance of up to $500. Dave will not check your credit history, so this app is still available to you even if you have bad credit.Sep 2, 2023 ... ... apps for android,free instant cash advance apps,list of cash advance apps,new cash advance apps,cash advance apps like dave,cash advance app ...1. Albert. Perhaps one of the best Dave app alternatives that let you borrow money is Albert.Even is one of the highly rated apps like Dave that offers early approvals for unpaid wages coupled with a few financial planning tools. This app allows. companies to have an open account with Even so that their employees can access it. This application allows users to borrow up to 50% of their unpaid wages for a certain period.There are lots of Muslims who happen to be famous, like American converts Dave Chappelle and Shaquille O’Neal and international political figures such as Benazir Bhutto, the first ...Picture this: Your wallet’s on a diet, thin and light. Your bank account’s gasping for a cash infusion till payday hits. Money apps like Dave have swooped in like financial superheroes, arms loaded with budgeting tools and cash advances, making the payday wait seem like old news. In a click-and-swipe age, an emergency fund may seem …Apr 25, 2023 ... Dave is the first app to address the problem of overdraft fees and is considered to be one of the best cash advance apps like Cleo. Dave is a ...Acceptance Rate: 7/10. Customer Support: 9/10. With Low Credit Finance , you’re assured of the simplest possible application process for cash advance apps like Dave that work with Chime. The ...Updated. Apr 20, 2023. Brigit lets you access up to $250 per pay period and get advances within minutes for free by linking a qualifying debit card. It also features automatic overdraft protection and identity theft protection. But with a high membership fee of $9.99 a month, Brigit isn’t the most competitively priced option and its $250 ... Even is one of the highly rated apps like Dave that offers early approvals for unpaid wages coupled with a few financial planning tools. This app allows. companies to have an open account with Even so that their employees can access it. This application allows users to borrow up to 50% of their unpaid wages for a certain period. Best PayActiv Competitors to Get Paid Early. These apps help you get your paycheck early and can help you get paid today. Try these free mobile applications available in the App Store and Google Play Store — so you can borrow cash with ease: Cash Advance App. Cash Advance Max. FlexWage. 70% to 80% of earned income. …Sep 29, 2023 ... ... process),solofunds,solofundsreview,soloapp,solo app,payday loan apps like dave,loan apps,solo lender,apps that loan you money like dave.Top 14 Apps Like Dave - Best Alternatives for Dave 24. Albert is a well-known cash advance app that provides up to $250 in cash advances without any interest or fees, much like Dave. You can access up to three cash advances per pay period, at most $250. This feature helps bridge financial gaps between paydays.7 Best Apps Like Dave For Cash Advance and Payday Loans. November 15, 2023 - by Jarrod Suda. Best Credit Builder Cards to Build Credit in 2024. June 13, 2023 - by Jarrod Suda. Apps to Get Paid Early. November 16, 2023 - by Jarrod Suda. 10 Best Credit Cards for Students with No Credit in 2024.Last year, entrepreneurs, investors and married couple Dave and Brit Morin teamed up with James Higa, who was a senior director at Apple for nearly a dozen years, and Tonal co-foun....